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Holiday Homes

The potential risks are greater for your second home or holiday let property than for a main residence and so it is really important that your insurance adequately protects your valued asset.

At Antur Insurance we specialise in Holiday Home Insurance. Our bespoke policy is specifically designed to provide you with the essential core cover that you need and some optional extras so that you can choose what is appropriate for you:

  • Property Damage
    • You can select to have cover for Buildings and Landlord’s Contents
    • £5,000 per claim for damage to metered utility supplies
    • Temporary removal of contents £5,000
    • Trace and access costs £25,000
    • Cover for accidental damage to underground services
    • Loss of business money
      • in transit, bank or night safes £2,000
      • in homes of directors, partners or employees £500
    • Assault cover following money loss
    • Professional fees incurred as a result of a loss
    • Reasonable costs for reinstating safety and security equipment following a loss
  • Loss of rent and alternative accommodation expenses - this provides cover in the event your premises can not be inhabited or access is denied. Specifically includes Oil Pollution within a 25 mile radius of the property up to 20% of the Sum you choose for your buildings insurance.
  • Employer’s liability – optional. Protection against legal action from injured domestic employees, such as a cleaner or gardener. Limit of indemnity £10,000,000.
  • Property Owners Liability. Protection against your legal liability for injury to third parties and loss or damage to their property.
  • Legal Protection – optional. £50,000 Protection for legal costs and expenses arising in connection with the ownership and leasing of the property.

Of course the true value of any insurance policy is unfortunately only realised if the worst happens and you need to make a claim. At Antur Insurance we have our own in house claims experts with many years of experience who can assist you during the claims process.

We'll shop around for the right cover at a competitive price and we pride ourselves on our impartial advice, our great service and our fast turnaround. To find out more, please call 0845 676 9511.