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Charity Insurance

There are over 170,000 charities and not-for-profit organisations in the UK providing a huge range of services and facilities very often for the less fortunate members of our society.

All charity sector businesses are unique in their own way. The differences could be down to size, staff, the services and support which are offered, equipment used, whether publicly or privately owned. The list is endless.

This uniqueness means that all will have different insurance needs, and it’s therefore essential that your insurance requirements are assessed on an individual basis. By tailoring your insurance to meet your specific needs, you could save money on your premium as well as preventing any unexpected surprises if you should need to make a claim.

Some are just a small group of people brought together in a common cause. Others resemble big businesses and provide social, health and welfare services on either a national or international scale. A few are massive medical research organisations investing millions of pounds a year in an attempt to eliminate killer diseases and conditions.

Whatever the size and nature of the organisation, they tend to have insurance requirements beyond the usual covers required by industry and commerce.

Many rely heavily on volunteers which has severe implications in terms of employers’ and public liability, while the wide range of fundraising activities also attract a number of serious risk exposures that can only be protected by specialist insurers.

Many charities deal with health, alcohol and drug related problems so there are issues with malpractice and abuse which need to be addressed.

What they have in common is the need for specialist advice and access to a range of property and liability insurance products designed to meet their own particular requirements.

We have access to all leading insurers and design specialist insurance programmes to provide the wide-ranging cover at competitive premiums.

We provide insurance products and services for all types of charities including:

  • Educational trusts
  • Support groups
  • Friendship associations
  • Care and nursing homes
  • Domiciliary care
  • Hospices
  • Supported living and sheltered accommodation
  • Hostels and refuge centres
  • Schools and colleges
  • Village halls
  • International aid
  • Museums and theatres
  • Charity shops
  • Outreach
  • Child welfare

Our Community Groups insurance is designed to offer appropriate cover for clubs, groups or societies which hire, rent or are loaned premises for meetings. Groups with their own premises from which they operate will need our Charity Connect policy.

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We'll shop around for the right cover at a competitive price and we pride ourselves on our impartial advice, our great service and our fast turnaround. To find out more, please call 0845 676 9511.